Tax Services for Individuals UK That Help You Save More
Self-assessment and tax planning
Simplifying Tax Returns: Let us handle it for you Navigating tax returns can be a daunting task for many taxpayers. The complexity of the forms, coupled with frequent legislative changes, often leads to errors. Mistakes can result in penalties, missed deadlines, and unnecessary stress. As your accountant, we take the burden off your shoulders. Our team will handle your complete self-assessment process and submissions. Here’s what we offer:
Assessment
We assess your unique tax situation.
Allowance Analysis
We analyse your allowances to optimize your tax position.
Precise Calculations
Our experts prepare accurate tax calculations.
Submission
We complete and submit your returns on your behalf.
Communication
We liaise with HM Revenue & Customs (HMRC) as needed.
Legislative Updates
Stay informed about changes through our updates.
Save time, reduce hassle, and minimize your tax liability with our comprehensive services. Let us handle your tax returns while you focus on what matters most!
Pension Planning
Pension planning involves saving for retirement through pension schemes. Understanding your existing pensions, calculating retirement needs, and seeking professional advice are essential steps toward securing a comfortable future.
Wealth Management
Personal tax planning
Plan for your financial future with our expert guidance. From setting up ISAs and LISAs to pension and wealth management, we’ve got you covered. Prepare for retirement confidently.
Retirement tax planning
Retirement planning is a crucial process that helps individuals prepare for a financially secure and comfortable life after you stop working. Let’s break down the key aspects of retirement planning:
Will
A will is a legal document that outlines your wishes for distributing your property and caring for minor children after your death. Without a will, your preferences may not be followed, potentially causing complications for your heirs. Create a will to ensure your assets are distributed as you intend and to provide clarity for your loved ones.
Inheritance and Estate Planning
Inheritance planning involves preparing for the transfer of assets from one generation to the next. It ensures that your wealth is distributed according to your wishes after your passing.
- Components include:
- Wills
- Intestate Succession
- Inheritance planning minimizes family disputes, ensures efficient asset transfer, and provides clarity for your loved ones.
- Wills and Trusts:
- Power of Attorney.
- Healthcare Directives
- Minimise estate taxes through strategic planning.
Remember, both inheritance and estate planning are essential for preserving your legacy and easing the burden on your loved ones during challenging times.
Trust and Probates
Trusts
Trusts are legal arrangements where one party (the trustee) holds and manages assets for the benefit of another (the beneficiary). They are important because they offer control over assets, provide for beneficiaries, and can offer tax benefits and protection from creditors. Trusts also ensure that assets are distributed according to the settlor’s wishes, potentially avoiding the probate process, which can be lengthy and costly. They are a key tool in estate planning, offering flexibility, privacy, and a structured way to manage and pass on wealth.
It’s important to consult with a legal advisor to ensure the trust is set up correctly and meets your objectives. They can also help with understanding the tax implications and legal responsibilities involved.
Probates
Probates are legal processes that validate a deceased person’s will and oversee the distribution of their estate to the rightful heirs. It involves proving the will’s authenticity, appraising assets, paying debts and taxes, and distributing the remaining assets.
Probate ensures that the deceased’s wishes are honoured and that the transfer of assets is conducted lawfully.
Insurance
Legal Matters
Protecting yourself and family
Many people forget to protect what is most important in their lives – their family and themselves. We can help create bespoke protection plans to ensure you have a safety net in place to cover all eventualities.
Simple, Compliant and Stress-Free for Landlords & Local Traders
From April 2026, HMRC will require many sole traders and property landlords to keep digital records and send quarterly tax updates through approved software. This shift can feel overwhelming, especially if you’ve always relied on spreadsheets or paper. At ACE Accounts, we make the transition easy, practical and perfectly suited to the way busy landlords and local traders work. Whether you own one rental property or several, run a local trade business, or do a bit of both, we’ll take care of the technical side of MTD so you can focus on earning income—not learning software.
If you’re looking for trusted tax services for individuals UK, our expert team is ready to help.
Why MTD Matters to Landlords & Small Traders
MTD brings new obligations:
- Digital recordkeeping for all property and business income
- Quarterly submissions to HMRC
- A final year-end declaration using compliant software
This means staying organised throughout the year—not just at tax return time. We help you build a smooth, reliable routine that fits your lifestyle and workload.
Our MTD Service – Built for the Realities of Your Day-to-Day Work
We’ve designed our MTD support specifically for landlords and local traders who need a clear, no-nonsense solution:
- MTD Readiness Check
We review your rental income, trading income and HMRC thresholds so you know exactly when MTD applies and what steps to take next.
- Software Set-Up & Training
We set you up with easy-to-use, HMRC-recognised software such as Xero, QuickBooks or Free Agent.
We tailor it to your situation—for example:
- Linking rental accounts and service charge payments
- Setting up bank feeds for your business or rental accounts
- Creating simple ways to log materials, fuel and other trade expenses
- Digital Recordkeeping Made Easy
We simplify your admin with:
- Receipt-capture tools (photograph and go)
- Automated transaction categorisation
- Clear workflows for recording rent, invoices and cash jobs correctly
- Quarterly MTD Submissions
We prepare and file every quarterly update on your behalf, so you never miss a deadline. We review the numbers with you first—no surprises and no guesswork.
- Year-End Final Declaration
We handle the full tax calculation, allowances and adjustments to complete your Final Declaration accurately and on time.
- Ongoing Support with a Human Touch
You get access to real people who understand your business, your properties and your challenges—not a call centre.
Why Landlords & Traders Choose ACE Accounts
- We work with people like you every day — property owners, tradespeople, sole traders and small service businesses.
- We save you time — less paperwork, fewer errors, quicker updates.
- We keep things simple — no jargon, no unnecessary complexity.
- We’re proactive — we keep you compliant and prepared well before April 2026.
Ready to Get Prepared for MTD?
Get in touch and we’ll create a straightforward plan to get you fully MTD-ready—without the headache.
“Speak to us today for a tailored MTD plan for your rental or trade business.”
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